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| National | Average Rate* | Points | APR | | 30-Year Fixed | 6.125% | 1.286 | 6.323% | | 15-Year Fixed | 5.625% | 1.012 | 5.911% | | ARM | 6.500% | 2.712 | 5.913% | | | * Conforming FNMA Loan Amount |
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